“The Power of Implementing People’s Business Credit Agreements at the BRI Tolitoli Unit (a Legal Analysis)”, IJSR, vol. 1, no. 1, hlm. 19–36, Okt 2024, Diakses: Sep 01, 2026. Tersedia pada: https://www.penerbitjurnalinternasional.com/index.php/ijsr/article/view/719